BC/BS has put out 100’s of $1000’s more dollars than we have spent in premiums over the last 29 years since dd was born. Then in the last dozen or so years dh has had several stints put in. One of dd’s or dh’s hospitalizations could bankrupt a family. None of that included the 10’s of $1000’s spend on our son who lived only 3 months and was in Pediatric ICU around 60 of those 90 days.
Any one of dh’s, dd’s, or ds’s illnesses could have caused the break up of our marriage. So thankful it didn’t. It has not been easy or cheap to pay for insurance but it has been cheaper than trying to pay for 100% of the bills out of pocket.